Foreclosures
In golf we shout “FORE”
In real estate we are hearing “FORE” closure
Both of these alarming statements mean: Look out something’s about to hurt you!!!
I remember the day the day my phone stopped ringing!!! It was August 1, 2006. For the previous five years from 2001-2006 my real estate business was booming. I was working with lots of buyers who were able to buy the home of their dreams because of the newly designed low interest loans. I had sellers anxious to sell their homes to reap the huge equity profits they had achieved.
What happened? Why did the real estate industry stall? I believe at an unconscious level, we went into fear! I also believe we were following the natural laws of the universe, keeping in step with the ebb and flow of life energy. We were staying in rhythm with our cycles of life
I am a Real Estate Broker and a Numerologist. I study energy, humanity and trends using mathematical formulas. I have been in the real estate business since 1976. I have been through three major real estate spirals of up and down markets.
Using Numerology formulas I knew in 2006 (adds up to 8), we would be dealing with our money issues. We would be put into opportunities or challenges to bring our attention to how we relate to money. Many people embraced their opportunities with money to enhance their business, their financial portfolios, and their connection to the power of money. Others used this time to face their challenges with money. These people chose to take risks with purchases using their credit and their dreams to fulfill their destiny.
2007 (adds up to 9) is a year of letting go. Lots of endings with material things and commitments we no longer need to keep. Looking at the big picture of these energy cycles, we see in 2007 a natural ending of a nine year cycle. This nine year cycle is interacting with a universal seven year cycle. When this occurs we are dealing with our feelings and fears at a very personal level. Resolving issues around our identity is the purpose of this intense lesson.
This has set up the scenario of “predatory lending” and resulting foreclosures that we are working with in the real estate industry today. There are more foreclosures in all levels of income and all types of neighborhoods in our real estate industry today than ever before in our history.
I have been in the Real Estate industry for over 30 years and I was able to see this trend coming. I consciously spent many years researching how I could best be of service as a Realtor to assist people on their journey learning the opportunities and challenges of dealing with money during these stressful times.
As a experienced Realtor having gone through two real estate cycles before and now this current downward spiral, I have become a foreclosure expert. I have learned the knowledge and developed the skills to become a real estate agent/mentor to buyers and sellers looking for the best way to use this opportunity. We are being given the lessons we need to learn about the energy of money to fulfill our destiny.
I want to share a story with you about Calvin and Linda. Three years ago they became interested in investment real estate. They are very responsible business people and they spent over two years researching the investment real estate business. They also spent over $25,000 in training on how to become wealthy in real estate with little to no money for a down payment.
They found a local real estate investment teacher, Jordan who schooled them weekly on the benefits of being an investor. They went with Jordan to tour many properties and eventually purchased twelve homes for their investment portfolio.
After one year of being investors, Calvin and Linda began to discover some major problems starting to arise. First they became very aware of a huge increase in their monthly mortgage payment (they had an adjustable rate mortgage). Second they became very aware their tenants had lots of needs and issues that required lots of attention on a weekly basis. Third they realized inflation does not go on forever. The real estate market had stalled and they owed lots more on their mortgages than the property was now worth on the open market. I received a frantic phone call from Calvin; “I want to sell my real estate portfolio now!!!
Sellers become vulnerable during these stressful times. They need to know what happened and why this is happening now. I give sellers insights into what lessons they chose to learn with this dilemma they are being faced with. As a Realtor trained in the foreclosure process, I prepare the proper sales package to the lender holding the mortgage so they will be able to make a good decision to allow the seller a “short sale”. A short sale is where the bank agrees to accept less than what is owed on the mortgage and forgive you paying the difference.
As a Realtor/Numerologist I also give buyers insights into the proper timing of their real estate purchase. I guide them with current market conditions and how to prepare their offer to purchase to be in alignment with a lenders needs.
If you or someone you know is being challenged with money issues and is thinking of giving up making the monthly mortgage payments, call me and we will spend some time looking at your options. I will show you what you can do and can’t do to get this challenge behind you and get you back on track.
If you or someone you know is in the market to purchase a home, call me to look at the timing of your purchase and how to find the very best home at the very best price taking advantage of today’s market conditions. I will assist you in the process of buying your home and structuring your purchase to avoid the challenge of foreclosure.
-Wes Hamilton Broker
Minnesota Lakes Realty Inc.
952-476-2553
